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MFS Insurance, Inc. Blog: forrest city

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 If you are a residential contractor without any employees, as of August 2nd 2017 you are no longer required by law to show proof of workers compensation insurance. Although, going without worker’s compensation insurance could potentially leave you exposed, you aren’t required to obtain it. READ MORE >>

Each year it is estimated that more than 51,000 electrical fires are started causing $1.3 billion in damage to homes and properties across the country. Many of these electrical fires could have been avoided with routine maintenance to the electrical and emergency devices in your home. READ MORE >>

Memorial Day has come and gone and I can officially report that summer has begun. The swimming pools are open, the kids are out of school, and for some it’s time to bring out the boat to explore and enjoy the many great lakes and rivers that Arkansas has to offer. READ MORE >>

             In Jennifer Goforth Gregory's article found on, she discusses some of the common car insurance mistakes made by parents when sending their children off to college to start their new adventure. READ MORE >>

It seems like just yesterday it was a frigid day in December and the boats that were being pulled up and down south Arkansas’s highways were full of decoys and hunting gear. Now, in a blink of an eye, it is the middle of May and summer is starting up. READ MORE >>

We've had quite a few questions related to work comp of late so we are going to do a series of posts and address a few items that come up often.  Hopefully this will alleviate some concerns and make processes such as audits more efficient for Arkansas employers! READ MORE >>

So you've had an auto wreck and turn over claim to your local independent insurance agent that you choose because you like saving money on auto insurance and benefit from having options as a consumer (shameless plug).  Well, the next person that will most likely call is an insurance adjuster. READ MORE >>

The simple answer is yes.  When you own or acquire vacant land then liability comes with ownership of nearly anything in our society. At a minimum, you have a "slip and fall" exposure for citizens that might traverse your ground.  We insure many vacant properties that are raw land and premiums range from $200 - $300 annually. READ MORE >>

It's Friday and my mind wanders.............I love to go camping, but don't get the opportunity as much anymore.  We used to have "AGO" or "Arkansas Great Outdoor" weekends that often took us to North, AR for fishing.  This was during my 20's and time was more readily available. READ MORE >>

Short and simple......Now is a great time to review your auto insurance rates.  Loss ratios of the major insurers are trending higher and are projected to go over 100% in 2015 once the numbers are finalized. Lower gasoline prices have caused an increase in miles driven which directly results in more claim activity for insurers. READ MORE >>

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