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MFS Insurance, Inc. Blog: 10_2015

View the latest blog posts from MFS Insurance, Inc..

I'll be the first to admit there is a significant amount of coverage and material on Halloween safety these days.  This morning was no different, but I happened to catch some very practical tips from the local Little Rock news. Though simple, each of these 3 made a lot of practical sense to someone with small children. READ MORE >>

In 2014, insurers paid approximately 100,000 lightning claims.  The average value of these claims was $7,400.  This is 25% higher than previous year due to nature of and cost of new computers and televisions. How can we as residents of Arkansas protect ourselves  from these claims? READ MORE >>

We live in a litigious society.  In fact, the United States has more lawyers per capita that any country in the world. When I think of my friends from college that attended the University of Arkansas, then I realize just how many attorneys exists.  Not all are bad or course! READ MORE >>

Surviving a disaster: A recent trade article indicates nearly 75 percent of small businesses don't have a disaster recovery plan in place. For companies with fewer than 50 employees, just 15% have one.  Those low numbers also reflect a lack of relevant insurance coverage, with 66 percent of respondents not having business interruption insurance. READ MORE >>

Professional liability is fairly straightforward on the surface.  It offers protection to professionals (accountants, attorneys, architects, real estate brokers, consultants, funeral directors, etc..) against liability incurred as a result of errors and omissions in performing their professional services. READ MORE >>

   According to a recent email from the Independent Insurance Agents of Arkansas and IA, a recent MarketScout report indicates after inching up to +1% in July, average commercial pricing fell back to flat in August. By coverage class, all rates were flat except auto and property, which clocked in at +2% and +1%, respectively. READ MORE >>

We've all watched the news lately and all the talk of extreme weather events has you wondering if there are more disasters these days or is it simply the news media?  So how large are these natural disasters in terms of cost to our economy and insurers.  There are some of the largest since 2000: READ MORE >>

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